What is knox 720?

The 720 Financial Literacy campaign is an opportunity to link financial counseling to the community at- large. It is an opportunity for the community to pause and look at their financial situations through several lenses. Knowledge has always been the key to change and empowerment and financial literacy is the road to a healthy credit score which can change lives. Achieving a score of 700 or better can open doors to housing, jobs, and other opportunities for a better life for all.

What is the purpose of the 720 financial literacy hwy initiative?

Generate awareness of free financial literacy resources in the community

Direct all to a directory of resources available for individuals and small businesses to access as needed

Provide free virtual or in-person activities such as workshops, seminars, and more  

Find and register for classes on 7/19/2023 and 7/20/2023 below

Predatory Lending

Date: July 19, 2023
Time: 6:00 p.m.
Location: This session will be streamed on Facebook Live from HomeSource TN. Click here to view the Facebook page.
Contact: Laura E. Contreras-Alanís | lcontreras@homesourcetn.org | (865) 971-1679
Information: Facts about payday loans, cash advance lenders, the cost of having bad credit, and rent-to-own vs. buying.

Taller de entendimiento y aumentacion de crédito – crédito personal

Date: 19 de Julio
Time: 6:00 – 7:00 p.m.
Location: Centro Hispano, 2455 Sutherland Ave, Knoxville, TN 37919
Contact: Jovanna Milla | jmilla@firsthorizon.com | (865) 971-2077

Creating a Healthy Business

Date: July 20, 2023
Time: 8:00 a.m.
Location: McMinn County Economic Development Authority, 9 E Madison Ave #201, Athens, TN 37303
Contact: Brody Wamble | brody.wamble@simmonsbank.com | (901) 249-2015
Information: Entrepreneurs will discuss planning, gathering resources, credit, and how to develop an action plan.

Understanding Credit

Date: July 20, 2023
Time: 8:00 – 10:00 a.m.
Location: South Knoxville Community Center, 522 Maryville Pike, Knoxville, TN 37920
Contact: Christian Britt | christian.britt@firsthorizon.com | (865) 579-2090
Information: Presentation is followed by open questions and one-on-one opportunities. This course will cover the following: (1) what credit is and how it affects people, (2) what determines credit, and (3) how to monitor your credit.

Credit Report and Scores

Date: July 20, 2023
Time: 9:00 – 11:00 a.m.
Location: Home Federal Bank, North Knoxville Branch, 3101 North Broadway, Knoxville, TN 37917
Contact: Heather Sharp | heather.sharp@homefederaltn.com | (865) 687-5610
Information: How to understand, access, and improve your credit reports and scores. Space is limited; registration is required.

Walk-in for 1:1 Establishing or Repairing Your Credit

Date: July 20, 2023
Time: 10:00 a.m. – 3:00 p.m.
Location: Regions Bank, 240 W Rockwood St, Rockwood, TN 37854
Contact: Amy Jones | amy.m.jones@regions.com | (865) 245-4101
Information: Consider the four Cs of credit and three important things you can do right now.

Credit and Money Management

Date: July 20, 2023
Time: 10:15 – 11:15 a.m.
Location: Knox Area Rescue Ministry, 418 N Broadway, Knoxville, TN 37917
Contact: Kristie Blevins | kristie.blevins@operationhope.org | (865) 242-8872
Information: This session is for KARM participants only.

Understanding and Boosting Credit

Date: July 20, 2023
Time: 11:00 a.m.
Location: Click here to register for this virtual session.
Contact: Cathy Guarnacci | cguarnacci@firsthorizon.com | (865) 971-2014

Mitos y realidades del crédito bancario

Date: 20 de Julio
Time: 12:50 p.m.
Location: Facebook Live
ContactLaura E. Contreras-Alanís | lcontreras@homesourcetn.org | (865) 971-1679
Information: Qué requisitos necesitas para abrir una cuenta bancaria? Qué pasa en el caso de un inmigrante sin documentos? Cómo se obtiene un ITIN? Cómo te afecta el puntaje de credito? No necesitas un numero de seguro social para planificar tu futuro. Lo que debes saber sobre tu puntaje de crédito.

Credit Report and Scores

Date: July 20, 2023
Time: 1:00 – 3:00 p.m.
Location: Home Federal Bank, Magnolia Branch, 3001 Magnolia Avenue, Knoxville, TN 37914
ContactCana Johnson | cana.johnson@homefederaltn.com | (865) 546-0150
Information: How to understand, access, and improve your credit reports and scores. Space is limited; registration is required.

Personal Credit Building

Date: July 20, 2023
Time: 5:00 – 7:00 p.m.
Location: Innovation Digital, 2425 Martin Luther King Avenue, Knoxville, TN 37914
Contact: Nathan Carter | ncarter@firsthorizon.com | (865) 824-4010
Information: This course will cover the following: (1) what credit is and how it affects people, (2)  what determines credit, and (3) how to monitor your credit.

Never Alone (Closed Event)

Date: July 20, 2023
Time: 6:00 – 7:00 p.m.
Location: 1228 Murray Rd NW, Knoxville, TN 37912
Contact: (615) 568-8350
Information: Ask the Banker – 720 Financial Literacy HWY Edition

Taller de entendimiento y aumentacion de crédito – crédito para empresas

Date: 20 de Julio
Time: 6:00 – 7:00 p.m.
Location: Centro Hispano, 2455 Sutherland Ave, Knoxville, TN 37919
Contact: Jovanna Milla | jmilla@firsthorizon.com | (865) 971-2077